Terms of Use

1. Acceptance of Terms

By accessing or using CurrencyExc at currencyexc.com ("Site," "we," "us," or "our"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use the Site.

We reserve the right to update these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms. The "Last updated" date above reflects when Terms were last revised.

2. Description of Service

CurrencyExc provides:

• Mid-market currency exchange rate information
• Currency conversion calculators
• Historical exchange rate data
• Salary and travel currency conversion tools
• Educational financial content

CurrencyExc is an informational reference service only. We are not a bank, money transfer service, payment processor, foreign exchange broker, or regulated financial advisor. We do not facilitate, execute, or process any financial transactions.

3. Accuracy of Rate Information

3.1 Rates are for reference only

Exchange rates displayed on CurrencyExc are mid-market interbank reference rates sourced from third-party financial data providers. These rates:

• Are updated periodically (not necessarily in real time)
• Represent wholesale interbank benchmark rates
• Are NOT the rates available to consumers from banks or money transfer services
• May differ from rates offered by any financial institution or service provider
• Should NOT be used as the sole basis for any financial decision or transaction

3.2 No guarantee of accuracy

While we make reasonable efforts to display accurate data, we do not warrant that exchange rates, calculations, or any other information on the Site is accurate, complete, current, or free from errors. Rate data depends on our third-party data provider and may be delayed, interrupted, or incorrect.

3.3 Always verify independently

Before making any financial transaction, always verify the current rate directly with your bank, money transfer service, or other financial provider. CurrencyExc accepts no responsibility for decisions made based on rates displayed on the Site.

4. Not Financial Advice

Nothing on CurrencyExc constitutes financial, investment, tax, or legal advice. Content is provided for informational and educational purposes only.

You should not make any financial decisions based solely on information found on this Site. If you require financial, tax, or legal advice, please consult a qualified professional licensed in your jurisdiction.

5. Permitted Use

You may use CurrencyExc for personal, non-commercial reference and research, educational purposes, comparing exchange rates across providers, and general financial planning and budgeting.

You may not use CurrencyExc to scrape, crawl, or systematically extract data without our written permission, reproduce our content commercially, attempt to damage the Site, or use the Site for any unlawful purpose.

6. Intellectual Property

All original content on CurrencyExc — including editorial text, design, graphics, and page structure — is the property of CurrencyExc and protected by applicable copyright laws.

Exchange rate data is sourced from third-party providers and is subject to their respective terms of use.

7. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT.

8. Contact

For questions about these Terms:
Email: contact@currencyexc.com
Website: currencyexc.com/contact