Disclaimer
Last updated: May 21, 2026
Exchange Rate Disclaimer
The exchange rates displayed on CurrencyExc (currencyexc.com) are mid-market interbank reference rates sourced from global financial data providers. These rates are updated periodically and are provided solely for informational and reference purposes.
These rates are not:
- The rates you will receive from your bank
- The rates offered by money transfer services
- Official government or central bank rates
- Guaranteed or locked-in rates of any kind
- Real-time rates (they may be delayed or cached)
Actual rates you receive from banks, money transfer operators, currency exchange services, and other financial providers will differ from rates shown on this Site. Providers add their own margins, fees, and charges on top of the mid-market rate. The difference between our displayed rate and the rate you are offered is the provider's markup.
Always verify the current rate directly with your chosen financial provider before initiating any currency exchange or money transfer transaction.
Not Financial Advice
Nothing on CurrencyExc — including exchange rates, salary conversions, travel money guides, historical rate data, provider comparisons, or any editorial content — constitutes financial advice, investment advice, tax advice, or legal advice.
All content is provided for general informational and educational purposes only. It does not take into account your individual financial situation, goals, or needs.
Before making any financial decision — including currency exchange, international money transfers, salary negotiations, investment decisions, or tax filings — consult a qualified financial, tax, or legal professional licensed in your jurisdiction.
No Endorsement of Third-Party Services
References to third-party financial services, banks, money transfer operators, or other providers on CurrencyExc are for informational and comparison purposes only. Such references do not constitute an endorsement, recommendation, or guarantee of those services.
Provider fee estimates and rate comparisons are based on publicly available information and are approximate. They are not live quotes. Always obtain a current quote directly from the provider before transacting.
CurrencyExc may receive affiliate commissions from some providers referenced on this Site. Where this is the case, it is disclosed on the relevant page. Affiliate arrangements do not influence our editorial assessment of any provider.
Historical Rate Data
Historical exchange rate data on CurrencyExc is sourced from third-party financial data providers and is provided for reference purposes only. While we make reasonable efforts to ensure accuracy, we cannot guarantee that historical data is complete, accurate, or free from errors.
For official historical exchange rates for tax, legal, or accounting purposes, consult the official published rates from your country's tax authority or central bank:
- US taxpayers: IRS Yearly Average Exchange Rates — irs.gov/individuals/international-taxpayers/yearly-average-currency-exchange-rates
- UK taxpayers: HMRC Exchange Rates — gov.uk/government/collections/exchange-rates-for-customs-and-vat
- EU: European Central Bank Reference Rates — ecb.europa.eu/stats/exchange/eurofxref
- Canada: CRA Exchange Rates — canada.ca/en/revenue-agency/services/tax/businesses/topics/payroll/payroll-deductions-contributions/currency-exchange.html
Accuracy and Availability
CurrencyExc makes reasonable efforts to ensure the accuracy and availability of rate data and Site content. However, we do not warrant that the Site will be available at all times, that data will be error-free, or that rate information will be current at the moment of your visit.
Rate data depends on third-party providers and may be delayed, interrupted, or temporarily unavailable. We accept no liability for any loss or damage arising from reliance on inaccurate, delayed, or unavailable data.